Last Updated: 8/21/2025

Welcome to the North Bay Group website (“Site”). By accessing or using this Site, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree to these Terms, please do not use the Site.

1. Use of This Site
This Site is intended for informational purposes only. You may not use the Site for any unlawful purpose, or in any way that could damage, disable, or impair the Site or interfere with any other party’s use of it.

2. No Offer of Securities
Nothing on this Site constitutes an offer or solicitation to sell securities, or a recommendation to invest with North Bay Group or its affiliates. All information is provided for general informational purposes only and does not constitute financial, legal, or investment advice.

3. Intellectual Property
All content on this Site, including text, graphics, logos, images, and design, is the property of North Bay Group or its content providers and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, modify, or distribute any material from this Site without prior written permission.

4. Third-Party Links
This Site may contain links to third-party websites. North Bay Group is not responsible for the content, accuracy, or practices of any linked sites. Accessing third-party links is at your own risk.

5. Limitation of Liability
North Bay Group makes no representations or warranties regarding the accuracy or completeness of the information on this Site. To the fullest extent permitted by law, North Bay Group disclaims all liability for any damages arising from the use of, or inability to use, this Site or any content herein.

6. Privacy
Use of this Site may involve the collection of limited personal information (such as through contact forms). Any information submitted is subject to our Privacy Policy.

7. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of [Your State], without regard to conflict of law provisions.

8. Changes to Terms
North Bay Group reserves the right to update or modify these Terms at any time without prior notice. Continued use of the Site after such changes constitutes acceptance of the revised Terms.

9. Contact
If you have any questions about these Terms, please contact us at:
📧 jarrett@northbaygroup.com

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